I have got over 20 years of finance history of every payment, every transaction, transfer, etc that I originally started in MS Money back in the day, and all was good... I then moved to Linux (Microsoft never did Linux back then) and the easiest import with similar functionality was MoneyDance which was cross-platform, but paid and proprietary. This also served me very well with all the full functionality I needed, and I bought the forecasting plugin. But both have required the odd paid renewal to upgrade every three years, and the latest update has integrated that paid plugin, and it seems the annual renewal cost will become a bigger thing now.
So I took stock of my requirements I use e.g. split category transactions, scheduled transactions (monthly, annually, bi-weekly), calculations to add amounts and then VAT, balance forecasting on my current account (my biggest need as I have credit cards to pay and lots of debit orders, subscriptions and annual payments), import from QIF format, budget categories, statement recons, etc. I was comparing GnuCash, HomeBank, Skrooge and KMyMoney. I tested by importing my QIF files from MoneyDance to each package and seeing if I could get the correct balances as at today's date, and the forecasts right with the scheduled transactions.
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Finally moved from proprietary MoneyDance Finance Manager to free and open-source KMyMoney | Gadgeteer#
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I have got over 20 years of finance history of every payment, every transaction, transfer, etc that I originally started in MS Money back in the day, and all was good... I then moved to Linux (Microsoft never did Linux back then) and the easiest import with similar functionality was MoneyDance which was cross-platform, but paid and proprietary...
